Invalidating life insurance strawberry panic dating sim
Make sure you tell us honestly where your car will be the majority of the time and if this changes at anytime during the policy term you need to inform us.
If anything changes during your policy term you need to let us know – obviously this is anything noted on your policy schedule!
There can be a lot of information to provide when you arrange your car insurance so it’s understandable that errors can sometimes be made but, as mistakes could invalidate your insurance, it’s important to double check your information.
To help you stay fully insured and not risk losing out if you do get into an accident or need to make a claim, we’ve put together 11 things which could invalidate your insurance: Tempting though it may be to bend the truth around your occupation or how far you actually drive during the course of a year to lower your premium, any fibs you tell could result in your insurance policy being worthless.
However, there are certain occupations and car combinations which would not be eligible for business use cover so always check this with us when you get a quote – delivery drivers for example would not be covered by our policy.
Research has found that just 1.7 per cent of drivers are claiming to have modifications on their vehicle which suggests that some motorists may not be declaring added extras.
Insurers use a number of factors to calculate the cost of your policy, including modifications.
“The average used car buyer could find there are modifications they’re simply not aware of.“Typically, modifications are anything which isn’t standard on a car, which could include alloy wheels, a satellite navigation system or even tinted windows – so it’s always worth checking what the factory standard is for your model of car to avoid landing in hot water when it comes to making a claim.“Under two per cent of drivers are claiming to have car modifications, but we estimate this figure to be much greater, which leaves potentially millions of drivers open to invalidating their insurance and having their claims rejected.“Different insurers have different views on what constitutes a modification – so it’s always wise to tell your insurer of changes or additions you make to your vehicle at the time of making them.
As we all know, car insurance is a legal requirement on UK roads and since continuous enforcement legislation came into effect in 2011 it’s essential there aren’t any gaps in your car insurance cover.
Search for invalidating life insurance:
Anything that isn’t classed as factory standard is deemed to be a modification including aesthetic changes such as specialist paintwork or decals, which will affect the cost of replacing your vehicle should it be damaged or stolen.